When interest rates went down in the past, many people were refinancing their home mortgages once again. If you refinance, it’s always important to make decisions based on your personal and financial goals in life. In this article, we are going to discuss the topic of paying off your mortgage early and why you might or might not want to.

In the book called “Ordinary People Extraordinary Wealth, A New York Times best seller, by Ric Edelman states in his findings that most of the 5000 people he surveyed with extraordinary wealth still carry a mortgage. While most of us have heard all our lives that it is better to pay off our mortgage as quickly as possible, both sides make some strong arguments for their case.

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