No one takes any responsibility for their actions. True, banks and mortgage companies have put many borrowers at risk with their loans. But where were the public, the bank regulators, the real estate agents, the mortgage brokers? Real estate agents should know about financing. Many are also mortgage brokers. And the public, what were you thinking when your income was exaggerated, or you bought a home you could not afford? Doesn’t anyone question how their loan works? Jobs were made up because they were not verified. I did these interest-only loans back in the late 1980s and we educated the borrowers and they did not have a problem. Who Says You Can\'t Buy a Home!

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