House Poor: Pumped Up Prices, Rising Rates, and Mortgages on Steroids: How to Survive the Coming Housing Crisis Can you put a stop to those postal mailed [tag]mortgage offers[/tag] that begin arriving soon after you apply for a mortgage? Or is it easier to simply let them keep coming until you find a better deal? Much to the chagrin of some consumer advocates, when you apply for a mortgage and the lender pulls your [tag]credit report[/tag], your file lights up like a runway for other companies with money to lend. It’s not that the original lender is selling information about your every move, creditors are taking advantage of federal law that allows credit bureaus to identify you and other mortgage applicants to companies that want to pitch their product to you often in the form of “prescreened” or “preapproved” credit.

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