Make sure your policy covers the cost of rebuilding — and don’t confuse the [tag]real estate value[/tag] of your house with what it would cost to rebuild in case of damage. And remember, most standard policies, which usually cover disasters such as fire or hurricanes, do not include [tag]flood coverage[/tag]. Consider buying coverage from the [tag]National Flood Insurance Program[/tag] ( www.floodsmart.gov), or buy additional coverage from your current carrier. Mold, Fire, Flood & Other Topics: Homeowners Insurance Explained

click here for article